Ivette S Cruz
REALTOR®
REALTOR®
Seasoned Mortgage Loan Officer and Licensed Real Estate Agent with over 20 years of experience in the finance and real estate industries, specializing in delivering strategic, end-to-end solutions for homebuyers, investors, and business owners.
What sets me apart is my ability to serve as both the financing expert and the real estate advisor—creating a seamless, efficient experience from pre-approval to closing. I help clients navigate complex transactions, structure deals strategically, and make confident financial decisions.
I bring extensive experience across FHA, VA, USDA, Conventional, Non-QM, and builder financing, working with first-time homebuyers, seasoned investors, and new construction clients, working remotely and on-site. My approach is relationship-driven, with a strong focus on communication, speed, and results.
In addition to my lending and real estate expertise, I have over a decade of experience managing financial operations for a transportation services company—overseeing cash flow, budgeting, and business performance. This allows me to approach every transaction with a strong analytical and business-minded perspective.
I am passionate about helping clients build long-term wealth through real estate while providing a high-level, personalized experience.
Core Expertise:
• Mortgage Loan Origination & Structuring
• Real Estate Sales & Negotiation
• First-Time Homebuyer & Investor Financing
• Credit & Income Analysis
• Builder & New Construction Loans
• Financial Operations & Business Strategy
• Remote
Client Relationship Management