Ivette S Cruz

REALTOR®

Norkis & Co Realty

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About Ivette S Cruz

Seasoned Mortgage Loan Officer and Licensed Real Estate Agent with over 20 years of experience in the finance and real estate industries, specializing in delivering strategic, end-to-end solutions for homebuyers, investors, and business owners.


What sets me apart is my ability to serve as both the financing expert and the real estate advisor—creating a seamless, efficient experience from pre-approval to closing. I help clients navigate complex transactions, structure deals strategically, and make confident financial decisions.


I bring extensive experience across FHA, VA, USDA, Conventional, Non-QM, and builder financing, working with first-time homebuyers, seasoned investors, and new construction clients, working remotely and on-site. My approach is relationship-driven, with a strong focus on communication, speed, and results.


In addition to my lending and real estate expertise, I have over a decade of experience managing financial operations for a transportation services company—overseeing cash flow, budgeting, and business performance. This allows me to approach every transaction with a strong analytical and business-minded perspective.


I am passionate about helping clients build long-term wealth through real estate while providing a high-level, personalized experience.


Core Expertise:

• Mortgage Loan Origination & Structuring

• Real Estate Sales & Negotiation

• First-Time Homebuyer & Investor Financing

• Credit & Income Analysis

• Builder & New Construction Loans

• Financial Operations & Business Strategy

• Remote

Client Relationship Management

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